How long does Discover refer a friend take?

How long does Discover refer a friend take?

It may take up to 5 weeks for your statement credit reward to post to your account after each referral is approved.

How do I redeem a friend referral code?

The only way to use your friend’s referral code is by clicking on the referral link they sent you or entering their referral code within 48 hours of creating your account.2020-01-25

How does the refer a friend work?

Referrals work because people tend to trust recommendations from someone they know. Based on this trust, refer-a-friend programs help to spread the word about a particular business, product, or service. Refer-a-friend marketing makes use of programs in order to track and account for every referral.

Can you refer a friend for a secured credit card?

Who’s eligible to refer friends? If you’re a Quicksilver, QuicksilverOne, Savor, SavorOne, Venture, VentureOne, Platinum or Secured Mastercard® cardholder in good standing, you may qualify for the card referral program. If any of your accounts are closed or in default, you won’t be eligible for the referral program.

How does the Discover refer a friend work?

What’s the Refer a Friend Program? It’s an easy way to get a statement credit reward. For each friend you refer who is approved, you’ll receive statement credit. Once your friend makes their first purchase within the first three months, they will also get a statement credit.

How do I refer a friend to Discovery Bank?

– STEP | 01. Share your unique code with your friends through the Discovery Bank app.
– STEP | 02. Have them sign up and complete a transaction.
– STEP | 03. Both get paid up to 5 000 Discovery Miles, and enjoy spending them.

Can I refer someone for a credit card?

Referral bonuses, also known as refer-a-friend bonuses, allow you to earn cash back, points or miles when you refer someone for a credit card you have. In order to receive the bonus, the person you refer needs to apply through the link you send and get approved for the card.

How long does it take for Discover to process?

Discover will credit payments to your account the same day if they’re received by midnight Eastern Time, 6 days a week. Discover does not process payments on Saturday. If Discover receives a payment after midnight on a Friday, or on a bank holiday, it will credit to your account the next business day.2021-03-05

Can I refer someone to Chase Sapphire Preferred If I have reserve?

You can refer as many friends as you want. You will receive 15,000 bonus points for each friend who is approved for the Chase Sapphire Preferred® card.

Can you refer yourself Chase?

Chase has added the following term to some referral links: You are not eligible for a referral bonus if you use your own referral URL to apply for a different card. This seems to be showing on most cards, although not on the Chase Ink Preferred currently. Previously you’ve been able to refer yourself without an issue.2020-02-04

Can I refer myself for a Discover Card?

A: Because you already have a Discover account, you will not be able to refer yourself to Discover. If you have a friend who has a Discover account, you can ask them to send you a Refer a Friend link to apply for a new account.

How do you do the refer a friend?

To get started, you’ll have to go to the Refer a Friend site and sign in with your Epic Account. Once you’re signed in, you can refer up to five players (including new players) who have played less than 120 minutes of Battle Royale matches in the last 30 days.2021-11-05

How do I get refer a friend rewards?

It’s easy to do: Sign up on the Refer a Friend website with your Epic account Invite up to 5 eligible friends via the website (as further described below) to play Fortnite Complete in-game tasks together Earn rewards, including the Rainbow Racer Outfit.2021-10-28

Does Discover Bank have a referral program?

For most of its cards, Discover offers a statement credit of $50 to $100 if you make a referral, and your friend gets a statement credit after making a purchase within the first three months (log in to discover.com/sharediscover to see the amount available and annual cap).2021-01-27

How do I get my Discover referral bonus?

​You can get a Discover Card referral bonus by logging into your Discover account online and creating a referral link, which you can then share with friends and family. If someone you invite gets approved, both you and that person will earn $50 bonus cash back, or 5,000 bonus miles if you have a miles card.2017-12-07

What is a customer referral program?

A referral program is a system that incentivizes previous customers to recommend your products to their family and friends. Retail stores create their own referral programs as a way to reach more people. It’s a marketing strategy that asks previous happy, loyal customers to become brand advocates.2021-05-07

Can you refer a credit card to yourself?

Credit card self-referrals bypass the need for a friend or family member. Instead, a cardholder sends themselves a referral code and applies for a different Chase credit card that offers a big introductory bonus, like the Sapphire Preferred.2020-02-13

How do I get Discover referral money?

To receive the statement credit, your friend must apply for the specific offer sent via the link provided, make a purchase that posts to their account within three months of opening a new Discover account. You will receive a statement credit for each approved friend, up to $500 per calendar year.

Are Discover cards hard to get approved for?

If you want to get a Discover credit card and you have a good or excellent credit score, you might think the application is a slam dunk. Even the best Discover credit cards are aimed at consumers with scores of 670 or above. A score of 700 or more is well beyond what you need.

Refer A Friend | Discover Card

Referral reward statement credit amounts range from $50 to $100 and maximum annual referral amount will be stated in individual referral offers upon login. You are not eligible to refer a friend if you have a Discover it® Secured Credit Card, or Discover it® Business Card. Your account must be in good standing to receive your referral reward.

Discover Referral: Discover Refer a Friend Bonus ($50

Here’s how to get a Discover Card referral bonus: 1. Go to Discover’s Refer-A-Friend page and log in with your username and password. 2. Choose whether to create a link to distribute yourself or automatically email select individuals. If you make a link for anyone to use, you can share it on Facebook or Twitter.

Refer a friend Discover card and get a $50 statement credit

They call it Refer-a-Friend eligible cardmembers. You are not eligible to refer a friend if you have Discover it® Secured Credit Card, or Discover it® Business Card. Also your account has to be in good status to be able to receive rewards. The referral rewards in your account range from $50 to $100. About Discover

Discover Credit Card Refer-A-Friend Program $100 Bonuses

The Discover Refer-A-Friend program offers $100 bonuses for both parties when current Discover card members refer a new Discover credit card applicant. If you have a Discover consumer card, you can get a $100 statement credit for each friend that becomes a card member for up to 5 referrals per calendar year ($500).

Discover Refer-A-friend: Earn up to $500 annually – Finder

How can I refer a friend? The process is a simple three steps: Log in to your Discover online account. Generate a referral link. Share your referral link by email or through social media. If your referral is approved for a Discover credit card, the statement credit reward is posted to your account within one or two billing cycles.

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Use discover refer a friend link & Get $500 Bonus

The Discover Refer-A-Friend program offers a $100 bonus for both parties when a current Discover cardholder refers a new Discover credit card applicant. If you have a Discover Card, you can get a $100 statement credit every time a friend becomes a cardmember for up to five referrals per calendar year ($500).

Discover It Review 2022 – $50 Bonus Referral

Now is the best time to apply for a Discover card to earn the extra double cashback your first year! You may want to use my referral link below in order to get $50 bonus after first purchase. However, Discover just recently updated their terms and will no longer double your sign up bonus, but will only get double cash back for your purchases.

Discover Card Referral: Discover Card Refer a Friend

Current card members who are within your first 12 billing periods of card membership will also have your $50 referral bonuses doubled to $100 at the end of your first 12 billing periods. If you have a Discover consumer card, you can get a $50 cash bonus for each friend that becomes a card member for up to 10 referrals per calendar year.

Discover Refer A Friend Guide: How to Get up to $500 [2020]

The process for Discover refer a friend is very simple. All you have to do is log into your account right here and then generate a referral link. Once you log in you should see the options to share your referral link. There are three different ways you might share your referral link. Social media

Credit card referral bonuses – Earn $500 a year

When you refer a friend who becomes a Discover cardmember, both you and your referral can receive from $50 to $100. Here are the details: If you refer a friend – using your referral link – who is approved by , you will receive a statement credit of up to $100, depending on your individual referral offer.

How do I get a Discover credit card referral bonus?

Here’s how to get a Discover Card referral bonus: 1. Go to Discover’s Refer-A-Friend page and log in with your username and password. 2. Choose whether to create a link to distribute yourself or automatically email select individuals. If you make a link for anyone to use, you can share it on Facebook or Twitter. 3. Wait for people to use your link.

Discover Card Referral – Blogger

Current card members who are within your first 12 billing periods of card membership will also have your $50 referral bonuses doubled to $100 at the end of your first 12 billing periods. If you have a Discover consumer card, you can get a $50 cash bonus for each friend that becomes a card member for up to 10 referrals per calendar year.

Discover it Referral – WalletHub: Free Credit Scores

Go to Discover’s website. Log into your Discover account. Enter your referrals’ email addresses or share your referral link on social media. That’s it! You will receive $50 cash back or 5,000 miles, depending on the type of rewards your card offers, for every person who uses your referral link to get a Discover credit card.

Credit Card Login – Discover

Secure Account Log In. Please complete all fields below. Forgot User ID / Forgot Password. Activate Credit Card.

[Expired] Discover it: $100 Referral Bonus – Doctor Of Credit

Some Discover it cardholders are being offered the ability to refer for a $100 bonus to both parties. Must make one purchase within 3 months of being approved Card Benefits No annual fee Card earns 5% cash back on rotating categories (up to $1,500 in spend per quarter)

Student Credit Cards | Discover

Referral reward statement credit amounts range from $50 to $100 and maximum annual referral amount will be stated in individual referral offers upon login. You are not eligible to refer a friend if you have a Discover it ® Secured Credit Card, or Discover it ® Business Card.

Reddit – Dive into anything

All you have to do is sign up for the card with my link. If you’re approved, you make your first purchase (can be anything) and boom, we both get $50. 🙂 Then you can go on to refer other friends and get even more. I’m not sure if there’s a limit to this. Other posts have said 20 people. If anyone is interested, PM me and I will send you my link!

Discover it Card: $100 Cash Back Bonus for New Applicants

The Discover it Card also offers a 0% APR introductory offer on purchases and balance transfers, and there is no annual fee for card members. In order to get the $100 bonus, you must apply through the Discover Credit Card Referral Program using another card member’s referral link.

Refer a Friend | Earn Credit Card Rewards | Chase.com

Earn up to $500 cash back per year You can get $100 cash back for each friend who gets any participating Chase Freedom ® credit card. Refer friends now Please click the button to ensure you receive the above offer Earn up to 75,000 bonus points per year

Is Discover a Good Credit Card? – CardRates.com

Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a statement credit each time you refer a friend and they’re approved. Over half a million students got Discover Cards from their friends’ recommendations. See application, terms and details.

Best Discover® Credit Cards | CreditCards.com

Discover is accepted nationwide by 99% of the places that take credit cards. 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 12.99% – 21.99% applies. Click “Apply Now” to see rewards, FICO® Credit Score terms, Cashback Match™ details & other information. Rates & Fees.

Discover it Miles Credit Card Review (2019.9 Update: $50

Discover it Miles Credit Card Review. 2019.9 Update: Discover has sent out a promotional offer where you receive a $50 statement credit for adding an authorized user and spending $3k on the authorized user card by .I received this offer on my Discover IT card that is in the first year and receiving 3% back on all purchases, so an extra $50 bonus equates to a 4.6% return on the

Everything You Need To Know About Credit Card Referral

To refer friends to your favorite Chase credit card, you can head to the bank’s Refer a Friend page. The information about the Chase Freedom® and World of Hyatt Credit Card has been collected

Evolve Money Update and Discover It Cash Back

The $55.15 cash back for the Shop Discover and Promotional section is made up of a $50 referral bonus and 2 Shop Discover portal payouts ($5.15 total). If you have a Discover It Credit Card, you can refer your friends and family members and earn $50 per referral. The $35.69 cash back for the 5% Cash Back Bonus section confused me at first.

Refer a Friend | Credit Cards | CapitalOne.com

The first step is to sign in to your account to get your personal referral link. Then share that link with friends. If they’re a new Capital One cardholder and get approved using your link, you’ll earn a bonus for each friend approved. You can also find your link in the mobile app. Look for the Refer a Friend tile on your account details page.

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Best Credit Card Referral Bonuses for Travel Cards

Once you’re done maximizing that first-year bonus, you can earn additional rewards when you refer a friend to the following Discover credit cards: Discover It Miles Card: $100 statement credit per successful referral, up to $500. This offer is valid through . In the past, the credit card referral bonus has been $50 per approval.

How to Earn $500 with Credit Card Referral Bonuses – CNBC

Referral bonuses typically allow you to earn $50 to $150 each time you refer someone for a credit card and they apply then get approved. There are some requirements to receive these kinds of

Best Discover Credit Cards – NerdWallet

Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a statement credit each time you refer a friend and they’re approved. Over half a million students got Discover

Discover Referral: Discover Refer a Friend Bonus ($50

Discover Referral: Discover Refer a Friend Bonus ($50) Posted by Referral Codes . Apply Now Discover it Card $50 New Member Bonus: You can sign up through this Discover it Card Referral Link to earn a $50 bonus with your new account. You’ll get the $50 statement credit after you make your first purchase within 3 months of being

Credit card referral bonuses: Earn rewards through friends

Heres how the Discover refer-a-friend program works: First, you get a $50 statement credit for each friend you refer to one of their credit cards. You are limited to ten referrals per year for a

Discover it Credit Card Review (2022.3 Update: No Credit

Refer a friend: You can earn $50 for every approved account you refer, up to a maximum of 10 approved referrals ($500) per calendar year. You can only have at most 2 Discover credit cards. Summary. This card is a no-brainer choice. Everyone should get it for its 5% cash back in rotating categories and no annual fee. Besides, Discover Deals

Discover it $50 Sign Up Bonus – My Dollar Plan

You can refer your family and friends to earn $50 cashback. Last time we took advantage of the Discover card offer, my husband referred me to earn $50 for the referral. In addition, I earned $50 which doubled to $100. There’s a maximum of 10 referral rewards ($500) per calendar year.

Referral Program | Amazing Blades Landscaping | Myrtle

Referral Program. Refer a friend and you both get $50 off annual recurring services. What could be easier? Please complete the form below to refer a friend or family member. Your Name: *. Your Email: *. Friend’s Name: *. Friend’s Email: *. Comments:

Discover Card Application

Discover Card Application. Discover it ® Cash Back Application. Get a $50 Statement Credit after you apply through your friend’s referral link and make your first purchase within 3 months of being approved. *. We can make this even easier. Simply provide the details below to securely fill out your personal information.

Discover – it Credit Card Reviews – Viewpoints.com

You and a friend can also earn $50 each if you have a card and refer a friend to sign up. Hollyr. Londonderry, NH. 2016-03-09. true. Discover IT student card vs Capital One Journey student card. 2. Discover Credit Card is a very reliable card to have in your wallet. They give you many options for using your purchase credits.

Credit Card Referral Bonuses – Bankrate

The World of Hyatt Credit Card: Earn 10,000 miles for each referral with a limit of 50,000 bonus miles per year. Marriott Bonvoy Boundless: Earn 20,000 points for each friend who is approved for

Current Credit Card Referral Offers – Doctor Of Credit

More and more credit card issuers are allowing their current cardholders to refer friends and family to specific credit cards. As an incentive the card issuing company offers those doing the referring a bonus for each person that is approved for the card (usually they need to make one purchase as well).

Discover It | Credit Card | rankt.com

All Cards Discover It. Credit Card. Free Annual Fee. No Foreign Transaction Fees. Card Homepage. Submit a correction. Rewards. Cash Back. Q 1 2019. 5%. Groceries. Up to $1,500 Top Offer. referral. by warpedlogic. Apply Now . complete 1 transaction within the first 3 months to receive: $50. Reward. Have this offer too? Generate your

Discover Credit Cards : Card Critics

Card Details From Issuer. INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

Discover Bank Promotions: $200/$150 Savings Bonus, $360

Discover Online Savings $150/$200 Bonus + 0.50% APY. Available nationwide, the Discover Online Savings Account that offers to kick-start your savings with a $200 or $150 bonus along with 0.50% APY. Account Type: Discover Online Savings Availability: Online, Nationwide Expiration: None Opening Deposit: $0 Credit Card Funding: None Direct Deposit Requirement: None

10 Reasons to Use Discover Credit Cards [2022 Update]

10. Enjoy 0% APR Purchases and Balance Transfers. If you need to make a large purchase or have high-interest credit card balances you’d like to pay off, a 0% APR period can save you hundreds of dollars in interest charges. Here’s how Discover credit cards deliver the 0% APR benefit: 0% APR Discover Credit Card.

The 5 Best Discover Credit Cards of 2022 | Credit Karma

Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a statement credit each time you refer a friend and they’re approved. Over half a million students got Discover Cards from their friends’ recommendations.

Kroger Rewards World Elite Mastercard® | Rewards Card Benefits

Earn cash back with the Kroger Rewards World Elite Mastercard ®. 1. 5% Cash back. on mobile wallet purchases for the first $3,000, then 1% thereafter. 2% Cash back. Inside of our Stores. 1% Cash back. Outside of our Stores. Save an additional 25¢ per gallon of fuel every day! Each time you redeem at least 100 fuel points at Kroger Fuel

Best Discover Credit Cards Of April 2022 – Forbes Advisor

Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a statement credit each time you refer a friend and they’re approved. So you could turn $50 cash back into

2021 Review: Target REDcard Credit Card and REDcard Debit Card

Refer a friend: Refer your friends to get Discover cards and you’ll get a $50 statement credit bonus for each approval (they can get a $50 statement credit bonus too). You can refer up to ten friends per year. Freeze It: Instantly freeze and unfreeze your account to prevent unauthorized purchases, balance transfers, and cash advances.

Easy suggestions

Discover credit card – refer a friend – get $50 cashback. Drop your email address below to get a referral link and get $50 cashback when you make your first purchase using your new Discover credit card. at 10:36 PM 3 comments: Email This BlogThis!

2022's Best Discover® Credit Cards | Offers, Rates & Reviews

Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a statement credit each time you refer a friend and they’re approved. Over half a million students got Discover Cards from their friends’ recommendations.

Discover it Student chrome Review| U.S. News

Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a statement credit each time you refer a friend and they’re approved. Over half a million students got Discover

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Discover Bank Review: Stellar Checking, Sky-High Savings

$50-$100 referral bonus: A statement credit for eligible Discover credit card holders who refer a friend. Credit card bonus: A 100% cashback match on all the cash back you earn during your first year as a cardholder. Reputation. Discover was originally a credit card offered by Sears back in 1986, when Sears was still Amazon of its day and the

Recover Your Discover Password – Discover – Card Services

Discover Card is serious about safeguarding your personal information online. When you access your account and perform transactions on the Discover site we use 128-bit-Secure Sockets Layer (SSL) encryption technology-the most widely used method of securing internet transactions available today.

Discover it® Student Cash Back Review

Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a statement credit each time you refer a friend and they’re approved. Over half a million students got Discover Cards from their friends’ recommendations.

Best Discover Credit Cards — April 2022 – Business Insider

Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a statement credit each time you refer a friend and they’re approved. Over half a million students got Discover

Discover Credit Card Applications – Credit-Land.com

Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a statement credit each time you refer a friend and they’re approved. Over half a million students got Discover Cards from their friends’ recommendations.

Best Discover Credit Cards of April 2022 | The Ascent

The best Discover credit cards offer lucrative rewards, sign-up bonuses, and more. So you could turn $50 cash back into $100. Or turn $100 into $200. Refer-a-Friend: Once you become a

Discover it Student Chrome Review – Credit Cards

The Discover it® Student chrome is a great credit card for students – especially those commuting to campus – who are just beginning their credit journey. In addition to cash back on every purchase, the card offers benefits, such as free access to your FICO® Credit Score – all for a $0 annual fee.

Discover it Student Cash Back Credit Card 2022 Review

Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a statement credit each time you refer a friend and they’re approved. Over half a million students got Discover

devconsole.discover.com – Welcome to Discover's API Portal

Welcome to Discover’s API Portal Guidelines Everything’s better when we play by the same rules Discover Our Resources Learn The ins and outs of our extensive API platforms View Technical Documentation Explore Dive in and play

Discover Card Courtesy Adjustment – myFICO® Forums – 4874978

Re: Discover Card Courtesy Adjustment. @AverageJoesCredit wrote: Hey dont worry about it , yeah you might lose the fitty but at least you wont have lost $500 lol. *they sent me an email congratulating me on an increase from 3k to 3.5k , only to find out no it was an ” accident” must have been sent out by Coco the monkey.

Discover it® Student Cash Back Credit Card Review

Then refer a friend and if your friend applies for a Discover card via your link and is approved, you can receive a statement credit referral reward. Referral reward statement credit amounts range from $50 to $100 (up to the annual maximum).

Freedom Family – Chase

Invite friends and earn rewards! Get Started. You can Refer your friends and they can. choose any participating card! Earn up to $500 cash back per year by referring friends for any participating. Chase Freedom ® card. That’s $100 cash back for each friend who gets approved. Refer. Reward.

Guide to credit card special offers and limited-time – MSN

Refer a friend to the Discover it Cash Back, Discover it Student Cash Back, Discover it chrome, Discover it Student chrome or Discover More Card and earn a $50 referral bonus. A maximum of 10

Discover Credit Card Offers | CompareCards.com

Credit Needed Excellent/Good. Card Brand Discover. Intro APR 0% Intro APR for 15 months on purchases and balance transfers, then 11.99% – 22.99% Variable APR. Rewards Rate 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, 1% unlimited cash back on all other purchases – automatically.

Chase Refer a Friend Checking: Earn up to $500 Cash | Chase

1. Invite your friends. to bank with Chase. Start by entering your information in the form above and we’ll provide a link to share. 2. Get $50 for each friend. who opens a qualifying checking account with the link you send them (up to 10 referral bonuses per calendar year). 3. Your friend gets rewarded too.

Discover It Student Cash Back Card Review: Earn up to 5%

Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a statement credit each time you refer a friend and they’re approved. Student credit card comes with a $50

2021 Review: Discover it Cash Back – Credit Card Insider

Refer a Friend bonus: Earn a $50 statement credit bonus for every friend you refer who’s approved, up to 10 friends per year. If your friend makes a purchase within three months of opening the account, he or she will earn a $50 bonus too.

Discover it Student chrome Review: Cash – Credit Karma

Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a statement credit each time you refer a friend and they’re approved. Over half a million students got Discover Cards from their friends’ recommendations.

Maximizing Discover's High-Yield Savings – NerdWallet

The great thing about the Discover it® Miles is that cardholders can earn an extra $50 to $100 by successfully referring friends and family. I earned an extra $150 by referring three of my blog

Refer My Card – Maximize Your Credit Card Referral Offers

Maximize Your Credit Card Referral Offers. Your Offer: 95,000 Hilton Honors Points after spending $1,000 in 3 months (Honors Card); 140,000 Hilton Honors Points after spending $3,000 in 3 months (Surpass Card), or 150,000 Hilton Honors Points after spending $4,000 in 3 months (Aspire Card).

Discover it Cashback Match Sign up Bonus 2022 Review

If you open a new Discover credit card account and you’re happy with it, be sure to spread the word. You can get a $50 cash back bonus for making referrals. To qualify, the person you refer has

Evolve Money Adds Discover Credit Cards as Bill Pay

Update 6:35PM PST on 11/6/2014: Evolve Money just sent out an email announcing that they will accept Visa and MasterCard payments in 2015. Scroll to the bottom for more information. Evolve Money Adds Discover Credit Cards as Bill Pay Payment Source This afternoon, I was browsing around Evolve Money and stumbled onto something new,

Best Credit Cards for International Students – USA Admission

1) Discover Credit Card. 2) Amex Credit Card. 3) Chase Credit Card. 4) Barclay Credit Card. Credit Cards. With credit cards, you have the benefit of borrowing money from the bank up to an acceptable limit for purchasing and withdrawing cash, given that you agree on the terms and conditions. PIN IT.

Credit Card Fraud FAQs – Account Security | Discover

An “unauthorized purchase” is the use of your credit card or card account information by a third party, such as for a charge, purchase or other card transaction where you have not given access to your card information to any other person or business for one time or repeated use, such as a merchant, employee, relative or friend.

Used Resourses: